
Insider and congress filings
Trupanion, Inc. (TRUP)
NASDAQ · Financial Services · 270 insider transactions · 8 congress trades · last filed 14 days ago
About Trupanion, Inc.
from the company's filings and listing, as of Oct 22, 2026- Exchange
- NASDAQ
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Chief executive
- Margaret Rosemary Maria Tooth
- Employees
- 1,121
- Listed since
- Jul 18, 2014
- Market value
- $1.2B
- Price to earnings (12 mo)
- 53.8
- Net income per share, as reported (12 mo)
- $0.53
- Dividend yield
- -
Earnings
6 reported quarters · next on Nov 5, 2026| Quarter | EPS | EPS expected | Revenue | Revenue expected | Result |
|---|---|---|---|---|---|
| Q2 FY2026reported Aug 5, 2026 | $0.16 | $0.11 | $392.9M | $389.7M | EPS beat, GAAPRevenue in line |
| Q1 FY2026reported Apr 30, 2026 | $0.11 | $0.07 | $384.0M | $379.8M | EPS beat, GAAPRevenue in line |
| Q4 FY2025reported Feb 12, 2026 | $0.13 | $0.14 | $376.9M | $375.5M | EPS missRevenue in line |
| Q3 FY2025reported Nov 6, 2025 | $0.13 | $0.89 | $366.9M | $361.6M | EPS miss, GAAPRevenue in line |
| Q2 FY2025reported Aug 7, 2025 | $0.22 | -$0.03 | $353.6M | $346.7M | EPS beat, GAAPRevenue beat |
| Q1 FY2025reported May 1, 2025 | -$0.03 | -$0.04 | $342.0M | $346.4M | EPS beat, GAAPRevenue in line |
Actual against the consensus estimate at the time. A flag marks a beat or a miss of more than 1.5% either way; inside that band the quarter is in line. A flag marked GAAP compares a GAAP figure the company reported with an adjusted consensus, two different measures, so a one-time gain or charge can move it either way. A flag reads n/a only when a number is missing. Quarterly EPS is the figure set against the consensus, usually adjusted, so the quarters need not add up to the 12-month net income per share above. An estimate is a forecast made by analysts, not a company target.
Executive pay
as filed for fiscal 2025 · proxy filed Apr 27, 2026| Executive | Salary | Stock awards | Other | Total |
|---|---|---|---|---|
| Margi ToothChief Executive Officer, President | $642K | $2.4M | $1.0M | $4.1M |
| Fawwad QureshiChief Financial Officer | $437K | $2.0M | $642K | $3.1M |
| John GallagherChief Operating Officer | $375K | $1.3M | $413K | $2.1M |
| Dr. Steve WeinrauchChief Product & Veterinary Officer | $328K | $1.1M | $289K | $1.8M |
| Emily DreyerChief Revenue Officer | $318K | $1.0M | $280K | $1.6M |
The summary compensation table from the proxy statement for fiscal 2025, with titles as filed then. Executives who have since left are not shown. Read the filing
Institutional holders
13F positions as of Jun 30, 2026| Holder | Value | Shares | Shares vs prior qtr | % of shares out |
|---|---|---|---|---|
| BlackRock, Inc. | $134.8M | 5,441,008 | 0.0% | 12.44% |
| Capital World Investors | $95.1M | 3,840,269 | +1.6% | 8.78% |
| Aflac Inc | $90.1M | 3,636,364 | 0.0% | 8.32% |
| Vanguard Portfolio Management LLC | $44.6M | 1,801,498 | +2.2% | 4.12% |
| Polar Capital Holdings PLC | $43.3M | 1,750,000 | +7.7% | 4.00% |
| Vanguard Capital Management LLC | $36.8M | 1,486,377 | +2.3% | 3.40% |
| State Street Corp | $33.8M | 1,365,662 | +3.7% | 3.14% |
| FMR LLC | $25.8M | 1,040,565 | -23.2% | 2.38% |
| Morgan Stanley | $22.3M | 901,215 | +29.1% | 2.06% |
| Geode Capital Management, LLC | $21.7M | 875,839 | -0.3% | 2.00% |
| Greenlea Lane Capital Management, LLC | $19.2M | 776,490 | 0.0% | 1.78% |
| Bank of America Corp | $14.3M | 575,764 | -2.5% | 1.32% |
A 13F reports long US equity positions and is filed within 45 days of the quarter end, so these are positions as they stood on Jun 30, 2026. For a manager's whole book see the fund directory. What a 13F covers and leaves out is explained in our guide to Form 13F.
Open-market insider trades
6 filings shown · newest filing first| Insider | Action | Shares | Price | Value | Trade date | Delay (business days) |
|---|---|---|---|---|---|---|
| Margaret ToothCEO | Sold · scheduled | 1,000 | $25.84 | $26K | Oct 9, 2026filed Oct 13, 2026 | 1d |
| John R. GallagherChief Operating Officer | Sold · scheduled | 431 | $22.92 | $10K | Sep 28, 2026filed Sep 30, 2026 | 2d |
| Margaret ToothCEO | Sold · scheduled | 1,000 | $25.00 | $25K | Sep 11, 2026filed Sep 15, 2026 | 2d |
| John R. GallagherChief Operating Officer | Sold · scheduled | 3,604 | $29.70 | $107K | Aug 28, 2026filed Sep 1, 2026 | 2d |
| Margaret ToothCEO | Sold | 491 | $31.84 | $16K | Aug 25, 2026filed Aug 26, 2026 | 1d |
| Fawwad QureshiChief Financial Officer | Sold | 6,111 | $30.01 | $183K | Aug 26, 2026filed Aug 26, 2026 | 0d |
One row is one filing, newest filing first. A filing that reported its trade in several tranches is summed, priced at the weighted average, and marked with its line count. Scheduled: set up in advance under a Rule 10b5-1 trading plan. The delay counts business days from the trade to the filing, the unit of Form 4's two business day deadline: weekends and federal holidays are skipped. How the filing itself works is explained in our guide to Form 4.
Other Form 4 activity (20)
| Insider | Event | Shares | Date |
|---|---|---|---|
| Darryl RawlingsDirector | Option exercise | 313 | Aug 22, 2026 |
| John R. GallagherChief Operating Officer | Tax withholding | 1,525 | Aug 22, 2026 |
| John R. GallagherChief Operating Officer | Option exercise | 6,269 | Aug 22, 2026 |
| John R. GallagherChief Operating Officer | Tax withholding | 126 | Aug 25, 2026 |
| John R. GallagherChief Operating Officer | Option exercise | 525 | Aug 25, 2026 |
| Margaret ToothCEO | Tax withholding | 7,000 | Aug 22, 2026 |
| Margaret ToothCEO | Option exercise | 17,792 | Aug 22, 2026 |
| Margaret ToothCEO | Option exercise | 1,250 | Aug 25, 2026 |
| Fawwad QureshiChief Financial Officer | Tax withholding | 3,989 | Aug 22, 2026 |
| Fawwad QureshiChief Financial Officer | Option exercise | 9,996 | Aug 22, 2026 |
| Fawwad QureshiChief Financial Officer | Tax withholding | 1,497 | Aug 25, 2026 |
| Fawwad QureshiChief Financial Officer | Option exercise | 3,750 | Aug 25, 2026 |
| Simon WheelerEVP, Trupanion International | Tax withholding | 924 | Aug 22, 2026 |
| Simon WheelerEVP, Trupanion International | Option exercise | 1,851 | Aug 22, 2026 |
| Simon WheelerEVP, Trupanion International | Tax withholding | 161 | Aug 25, 2026 |
| Simon WheelerEVP, Trupanion International | Option exercise | 322 | Aug 25, 2026 |
| Brenna McGibneyChief Administration Officer | Tax withholding | 3,094 | Aug 22, 2026 |
| Brenna McGibneyChief Administration Officer | Option exercise | 5,783 | Aug 22, 2026 |
| Brenna McGibneyChief Administration Officer | Tax withholding | 344 | Aug 25, 2026 |
| Brenna McGibneyChief Administration Officer | Option exercise | 647 | Aug 25, 2026 |
Awards, option exercises, shares withheld to cover tax and gifts all file on the same form as a purchase or a sale. None of them is a decision to trade, so they sit here rather than beside the ones that are.
Congress trades in TRUP
8 disclosures of 8 on record · median 97d of the 45 allowedSince the trade: the stock's move from its estimated entry price (a purchase) or estimated exit price (a sale) to its current price, the latest close we hold. Not the member's result.
| Member | Type | Action | Amount disclosed | Since the trade | Trade date | Disclosed | Delay |
|---|---|---|---|---|---|---|---|
| Bradley Scott SchneiderSpouse | Stock | Sale | $50,001 - $100,000 | n/a | Feb 8, 2021 | Aug 13, 2022 | 551d |
| Bradley Scott SchneiderSpouse | Stock | Sale | $15,001 - $50,000 | n/a | Dec 7, 2021 | Aug 13, 2022 | 249d |
| Bradley Scott SchneiderJoint | Stock | Sale | $50,001 - $100,000 | n/a | Dec 10, 2021 | Mar 17, 2022 | 97d |
| Bradley Scott SchneiderJoint | Stock | Exchange | $50,001 - $100,000 | n/a | Dec 10, 2021 | Mar 17, 2022 | 97d |
| Bradley Scott SchneiderSpouse | Stock | Sale | $100,001 - $250,000 | n/a | Dec 17, 2020 | Dec 18, 2020 | 1d |
| Bradley Scott SchneiderJoint | Stock | Sale | $250,001 - $500,000 | n/a | Aug 12, 2020 | Dec 9, 2020 | 119d |
| Bradley Scott SchneiderJoint | Stock | Sale | $50,001 - $100,000 | n/a | Oct 10, 2018 | Nov 20, 2018 | 41d |
| Bradley Scott SchneiderJoint | Stock | Sale | $50,001 - $100,000 | n/a | Oct 30, 2018 | Nov 20, 2018 | 21d |
We hold no closing prices for any row shown here, so no move is shown. Not investment advice.
Estimated prices are the stock's closing price on the trade date. A disclosure gives a value band, not the price paid. Not investment advice. After a sale a positive figure means the stock kept rising after it. On an option line the prices are the stock's, never the option's: the premium is never disclosed.
A delay above 45 days is the gap between the dates on the report; we mark a filing late only after checking it.
"Not captured" means the band or the transaction type on the original report is missing from our data.
"Dates conflict" marks a row whose disclosure is dated before its trade on the record we hold. Both dates are printed as filed, and no prices or move are shown for that row.
Every Congress trade in TRUP, filterable by party, chamber, type and account.
Questions
Are insiders buying or selling TRUP?
Across the 6 most recent open-market filings shown here, 0 were purchases and 6 were sales. 4 were scheduled in advance under a Rule 10b5-1 plan.
Which members of Congress have traded TRUP?
Bradley Scott Schneider disclosed TRUP transactions in the filings shown here.
How quickly are TRUP trades disclosed?
Insider filings on this page reached the public a median of 2 business days after the transaction (weekends and federal holidays skipped), against the two business days Form 4 allows. Congressional disclosures took a median of 97 days, against the 45 the STOCK Act allows.
How to read a Form 4
A DECISION THE INSIDER MADE
COMPENSATION PLUMBING
Congress rows disclose a value range rather than an exact amount, and the STOCK Act allows up to 45 days to report. Full sourcing and the limits of this data are on the methodology page. A filing is a record of a transaction, not a signal, and nothing here is investment advice.
Data as of Oct 27, 2026.
