SoFi Technologies says it now expects 2026 adjusted net revenue of $5.04 billion

SoFi Technologies reported third quarter 2026 results on October 27, 2026, for the quarter ended September 30, 2026. Adjusted net revenue rose 44% year over year to $1.4 billion, and adjusted EBITDA increased 70% to $469.8 million. GAAP net income was $241 million, or $0.18 per diluted share.

The company said it now expects 2026 adjusted net revenue of approximately $5.04 billion, growth of approximately 40% year over year, and adjusted EBITDA of approximately $1.66 billion. The company said it continues to expect adjusted net income of approximately $840 million and adjusted EPS of approximately 61 cents for 2026. The company said it continues to expect total members to rise at least 30% in 2026.

For 2027, the company said it expects adjusted net revenue of approximately $6.4 billion, growth of approximately 27%, adjusted EBITDA of approximately $2.24 billion and adjusted net income of approximately $1.28 billion. The company also said it expects adjusted EPS of approximately 90 cents for 2027. It said these 2027 figures are based on broad-based momentum in the business.

As of September 30, 2026, the company had 17.1 million members, up 35% from a year earlier, and nearly 26.7 million products, up 44%. Total loan originations were $16.9 billion in the third quarter, up 71% year over year.