Earnings call briefThird-quarter 2026
SoFi Technologies expects preliminary 2027 lending growth of 25%
SoFi Technologies said its preliminary 2027 outlook assumes two rate hikes in the year and a 24% effective tax rate.
GetSignal SoFi Technologies SOFI
SoFi Technologies said on its third-quarter call that it expects lending to grow 25% year-over-year in 2027, Financial Services to grow 35% and technology platform to return to 25% growth.
For the fourth quarter, SoFi Technologies said its guidance implies adjusted net revenue of approximately $1.375 billion and adjusted EBITDA of $492 million. It also said its 2027 plan does not require raising additional capital.
Quotes from the call
“In terms of the overall 2027 guidance as it relates to the segments, we are expecting lending to grow 25% year-over-year.”
Key facts from the call
- Preliminary 2027 lending growth outlook
- 25%
- Preliminary 2027 financial services growth outlook
- 35%
- Expected implied fourth-quarter adjusted net revenue
- approximately $1.375 billion
- Expected implied fourth-quarter adjusted EBITDA
- $492 million
Source: SoFi Technologies' third-quarter 2026 earnings call, October 27, 2026.
Written by GetSignal with AI from the company's earnings call.
Not investment advice.
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