Earnings call briefThird-quarter 2026
HSBC Holdings estimates 40 to 50 basis point CET1 benefit from Basel 3.1
HSBC Holdings said the estimate is subject to changes in portfolio size, composition and model refinements, and to regulatory permissions before adoption.
GetSignal HSBC Holdings HSBC
On its third-quarter call, HSBC Holdings said its estimated day 1 benefit to the CET1 ratio from adopting Basel 3.1 is 40 to 50 basis points, applying from January 1, 2027. Group CFO Manveen Kaur said the estimate remains subject to changes in portfolio size and composition, further model refinements and regulatory permissions before adoption.
Kaur also said the disposals reduce cumulative revenue by $2.2 billion, with $700 million in 2026, a further $900 million next year and $600 million in 2028.
Quotes from the call
“Today, we are giving you our estimated Basel 3.1 impact of 40 to 50 basis points, which will apply from 1st January 2027.”
Key facts from the call
- Estimated Basel 3.1 day 1 CET1 benefit
- 40 to 50 basis points
- Expected Basel 3.1 adoption date
- January 1, 2027
- Cumulative revenue reduction from disposals
- $2.2 billion
Source: HSBC Holdings' third-quarter 2026 earnings call, October 27, 2026.
Written by GetSignal with AI from the company's earnings call.
Not investment advice.
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